Smart Bookkeeping & Financial Accounting for Small Entrepreneurs & Startups
Simple, clear, and stress-free bookkeeping-so you can focus on building your business.
About us
Keeping your business finances simple.
“At Finivo, we support small entrepreneurs and startups in Finland with clear, reliable, and stress-free accounting. From bookkeeping to payroll and tax planning, we make your finances simple so you can focus on growing your business.”
Finivo was founded with one mission: to make accounting simple, clear, and stress-free for small entrepreneurs and startups in Finland. We understand that running a business already demands your time and energy—your finances shouldn’t add unnecessary weight. That’s where we step in.
With over 6 years of hands-on experience in banking and corporate finance, combined with a Master’s degree in Business Administration, our foundation is built on both practice and knowledge. Over the years, we’ve developed expertise in financial management, corporate finance, and strategic decision-making—skills that directly benefit entrepreneurs who want more than just “basic bookkeeping.”
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But experience alone isn’t enough. Business environments and regulations keep changing, which is why we are committed to continuous learning. By pursuing the Career Boost in Business Accounting programme at Metropolia University, we stay ahead with up-to-date knowledge of Finnish accounting standards, payroll management, and tax compliance.
At Finivo, we believe every business deserves accounting that feels personal, not distant. You’ll never feel like just another client in a system—you get direct access to the person actually managing your books, answering your questions, and guiding your financial decisions.
Whether it’s bookkeeping, payroll, tax planning, or advisory support, our approach is always built around three core values:
Personalized service tailored to your unique business needs.
Smart automation that saves time and reduces errors.
A clear promise of accuracy, transparency, and reliability.
Our vision is simple: to be the trusted accounting partner for Finland’s small business community. When you grow, we grow—and we’re here to make sure the numbers work in your favor.
Our Services
Professional accounting support,tailored for small entrepreneurs and startups
Our Pricing
Pricing packages designed for your success
1.20% Per Invoice
Solo Pay-As-You-Go Plan
Perfect for riders & light entrepreneurs who don’t want monthly fees. Only pay when you get paid.
What’s included?
- No fixed monthly fee
- Only 0.69% from each invoice amount
- Automatic single-entry bookkeeping
- Invoicing tool included
- VAT & tax summary ready for filing
- WhatsApp support
- Pay-as-you-earn: 0.69% from
- invoiced amount
69.00€ Per month
Growth Business
For growing small/sole businesses that need double-entry and regular reports.
What’s included?
- Double-entry bookkeeping
- Invoicing & purchase invoices
- Monthly VAT filing & reports
- Expense & mileage logs
- Yearly tax return & statements
- Dedicated support
- With two months free €300/ year
- Pricing may vary based on your
- company´s turnover and business activities.
40.00€ Per month
Light Solo
For riders, couriers and light entrepreneurs who just need a simple bookkeeping.
What’s included?
- Single entry bookkeeping
- Income and expense tracking
- Basic VAT summary
- Simple invoicing (unlimited)
- WhatsApp support
00/Month 99/Month
480/Year 390/year
200.00€ Per month
Scale Corporate
For limited companies and businesses that need full accounting coverage
What’s included?
- Full double entry accounting
- Payroll and salary processing(add-on)
- Monthly VAT + reporting
- Annual financial statements
- Tax return filing
- Dedicated accountant
- Business Analysis(add on)
- Power Bi
- Pricing may vary based on your
- company´s turnover and business activities.
00/Month 99/Month
2400/Year 990/year
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